Pool A · Commercial Financing

Verified invoices become working capital today.

Battery recyclers already earn revenue, but their buyers pay on 90-day terms. Pool A advances cash against verified, buyer-confirmed invoices. When the buyer pays, the financing provider is repaid and a share of the platform margin flows to the Innovation Treasury.

Simulated. No real financing happens on this page, and no contract or wallet is involved. Real invoice financing would need licensed financing partners, KYC, and legal agreements with recyclers and buyers.

Invoice book

Pool A at a glance

Demo data · simulated

Demo

Open invoices

$388K face value

$153K

Demo

Advanced, outstanding

Cash already paid to recyclers

Demo

Settled

$208K repaid by buyers

$500

Demo

Sent to Pool B

From settled invoices' margin

Verified transactions

Invoices

Demo data · simulated

Invoice	Recycler · material	Buyer	Amount	Due	Advance	Status
INV-0142	Recycler ABlack mass (NMC)	Cathode producer 1	$100,000	1 Dec 2026	95%	Advanced
INV-0145	Recycler BRecovered copper foil	Metals trader 2	$64,500	9 Dec 2026	90%	Advanced
INV-0151	Recycler ALithium carbonate	Cell manufacturer 3	$182,000	20 Dec 2026	95%	Verified
INV-0153	Recycler CLFP scrap, sorted	Cathode producer 1	$41,200	27 Dec 2026	85%	Awaiting verification
INV-0127	Recycler BBlack mass (LFP)	Refiner 4	$88,000	13 Sept 2026	95%	Settled
INV-0119	Recycler CNickel sulphate	Cell manufacturer 3	$120,400	30 Aug 2026	90%	Settled

Recyclers and buyers are anonymised placeholders, not customers or partners.

Calculator

How a verified invoice settles

Illustrative example, not market rates

Invoice value (USD)

Advance rate95%

Share of the invoice paid to the recycler today.

Platform fee2%

Share of the invoice, charged at settlement.

Direct costs0.8%

Verification, servicing and transaction costs, as a share of the invoice.

Treasury allocation20%

Share of the gross contribution sent to the Innovation Treasury.

Buyer payment term (days)

Recycler gets today

$95,000

Platform fee

$2,000

To Pool B

$240

Zoom: the platform fee

Advance to the recycler, today · Pool A$95,000
Financing provider's spread · Pool A$3,000
Direct costs · Platform$800
Platform retained · Platform$960
Innovation Treasury · Pool B$240

Settlement waterfall
Verified invoice value	$100,000
Advance to the recycler now (95%)	$95,000
Buyer pays at day 90	$100,000
Returned to the financing provider(spread $3,000)	$98,000
Platform fee (2%)	$2,000
Direct costs	-$800
Gross contribution	$1,200
→ Innovation Treasury (20% of contribution)(Pool B)	$240
Retained by the platform	$960

Early payment costs the recycler $5,000 (5.0% of the invoice). The provider's spread is $3,000, about 12.8% annualised before losses and costs.

The treasury allocation comes from platform margin only. Investor principal and returns stay in Pool A and are never used for research.